We strive to give you the best service possible. So, we gathered some of the most frequently asked questions right here so you can be easily informed:


Our insurance company will provide coverage for both liability coverage and coverage damage to your vehicle. Full coverage does not mean that everything is covered no matter what happens. You will have full control of the coverages that you will select.

Yes, you will be covered. This is our job as an insurance company. Be sure to read about what will be covered when you apply for our insurance.

The insurance will be for the car. If you ever get into an accident while driving someone elese’s car, the car owner’s insurance will be the one to shoulder the expenses for the car (depending on their coverage). Our insurance will apply in the event the owner of the vehicle had no car insurance or did not have enough car insurance to pay the damages.

When you rent a car, their company usually charges a daily fee for “CDW” coverage (this means that their insurance will pay for the damages covered in your rental agreement). For more information, contact our insurance agents.

Rates and Payments

If you buy direct from an agent, the prices could be different because those areas of our business make independent decisions. Regardless, you will always receive the benefits and services of Lopez Auto Insurance 24/7.

If you make an online payment, we will accept your payment immediately. For more information, you can contact us.

No, the rates always depend on the quote you receive.

Getting a Quote

You may obtain a quote online when you visit our website.

Yes, and we will also give you multiple quotes that you can edit to suit your personal needs.

Non-public information that includes personal, financial and health information. To finish your transaction with us, we might also ask for some more additional information.

Auto Insurance Information

Yes, because the law requires it. It will also help you financially if the need arises.

There are a lot of benefits that you can get with car insurance. For more information, please click on this link for our policies and coverages or you can contact us.

We don’t mean to brag but you can be sure that Lopez Auto Insurance is probably the best in the nation when it comes to auto insurance.


There are a variety of discounts available for selected groups.

Yes, aside from the discounts for selected groups, there is a wide range of discounts that you may qualify for depending on which state you reside in.

There are a lot of factors that will influence your eligibility for a discount. For more information, please feel free to contact us for more these details.

Safe Cars

Great discounts are available for drivers who drive cars with air bags, anti-lock brakes, and electronic stability control. Just keep in mind that even the safest cars can be dangerous if not driven safely. For more information, contact us.

Yes, the kind of car you have will have an impact on your car insurance rate; your car’s history, price of repair, or replacement are among the factors that could change your rates.